| Welcome! You're all signed up for the WSJ personal finance six-week challenge. This is how it works: You'll get one email a week with a challenge aimed at improving your knowledge of your finances. Every week, you'll get a greeting from me or Julia Carpenter, a warm up exercise to get you in the money mood, and a detailed step-by-step challenge. We like to think of these almost as cooking recipes: action-oriented steps that will result in something delicious. These are meant to be easy money challenges for hard times, but anyone can do this series. If you're just at the beginning of your financial journey, you'll learn a lot. If you're seasoned, maybe we'll have one or two things you haven't thought of. If you need professional advice, please seek a financial adviser. Crack those knuckles and sharpen the pencils—the first challenge hits your inbox tomorrow. — Bourree Lam, Deputy Coverage Chief, Life & Work | 
